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You are Human

by Vicki Graham, #1 Properties, Vicki@GrahamHouse.com

GET TOP DOLLAR WHEN SELLING YOUR HOME

by Vicki Graham, #1 Properties, Vicki@GrahamHouse.com

GET TOP DOLLAR WHEN SELLING YOUR HOME

Here are a few tips to help you get top dollar when you are selling your home.

1. Remove half the contents of closets and cabinets.  Taking out half of the contents, then organizing what remains, will make the spaces feel larger.  On the other hand, a cluttered closet or cabinet will give the impression there isn’t enough storage space, a message you certainly do not want to send to prospective buyers.

2. Brighten up every room.  Buy light bulbs with higher wattages, clean your windows, take down room darkening drapes, do everything you can to brighten all the rooms in your house.  A bright, cheery home is more attractive to buyers than a dark and dreary one.

3. Remove all pets and their paraphernalia.  You might love your 4-legged friends, but not all homebuyers will.  Be sure that dogs, cats and other critters are not in the house when prospective homebuyers are, and all their food bowls, litter boxes and other items should be removed also.  Take the time to sweep, dust and lint-roll away any pet hair, and give the furniture a shot of Febreze to remove pet odors.

4. Take the time to make repairs and upgrades.  Huge improvements aren’t likely to pay off, but little quick fixes can. A fresh coat of paint, clean curtains, new cabinet hardware, clean grout and other little things don’t cost you much, but will help attract more buyers and bring higher bids.

5. De-personalize your house. You want buyers to be able to imagine themselves living in your house, so get rid of your family photos, religious or political things, memorabilia and other personal items. You may also consider hiring a stager to come rearrange your furniture to be sure that the space in every room is maximized.

6. Keep your house “show-ready” all day, every day.  This is inconvenient, but you never know when a buyer is going to want to see your house.  Keep your house dusted, dishes done, floors clean, bathrooms sparkling and so-on.

7. Take the time to work on the curb appeal of your property.  Remember you never get a second chance to make a first impression.  Buyers will be judging your house before they ever reach your front door. Make sure the grass is mowed, shrubs are trimmed, and sidewalks are cleared.  Consider planting some brightly colored flowers, make sure windows are clean, and there’s no peeling paint because it is difficult for buyers to overcome a bad first impression.

Though sometimes a bit inconvenient, these tips will help you get top dollar when selling your home, and get it sold faster than if you had not heeded our advice. 

New Day

by Vicki Graham, #1 Properties, Vicki@GrahamHouse.com

AVOID THESE COMMON FIRST-TIME HOMEBUYER MISTAKES

by Vicki Graham, #1 Properties, Vicki@GrahamHouse.com

AVOID THESE COMMON FIRST-TIME HOMEBUYER MISTAKES

Buying a home can be a very stressful and often confusing venture, particularly when it is your first time and you are unfamiliar with the process.  Getting approved for a mortgage, finding the right real estate agent, finding your dream home and doing all of that while staying in your budget can be a challenge. Avoid the added stress of making a mistake in the process.  Here are a few common first-time buyer mistakes you should avoid. 

1. Don’t forget that the cost of owning a home includes more than just the mortgage payment.

If you shop for a house at the top of your budget and base your decision to buy solely upon the mortgage payment, you could end up in a tight spot.  You must also consider the costs of property taxes and homeowners insurance, homeowners association dues, and the maintenance of your home.  If you are upgrading to a larger home, remember your heating and cooling bills are likely to be higher.  Don’t make the rookie mistake of overlooking all the expenses beyond your monthly mortgage payment.

2. Don’t start the home buying process with the search. 
Many first-time homebuyers make the mistake of looking for homes before getting prequalified for financing.  This leads to problems like falling in love with a home that is outside their budget, or finding a home they love but not being able to make a timely offer.  Instead, get prequalified for a mortgage so you know what you can afford and when the time comes and you want to make an offer, you and the seller know the money will be there.

3. Don’t try to go it alone. 
First-time homebuyers often underestimate the value of a good buyer’s agent.  If you are new to the process, you want an experienced and reputable buyers’ agent to guide you through.  Buying a home is usually the largest investment you’ll make in your lifetime, you want to be sure everything is done correctly.

4. Don’t spend all of your savings on the down payment and closing costs. 

This is a dangerous mistake often made by first-time homebuyers.  Scraping together all you’ve saved to make a down payment or pay your closing costs will leave you without any savings and thereby in trouble should other expenses arise.

5. Don’t make any big purchases before closing. 
If you have been prequalified, found your dream home, signed the contract and are waiting to close, don’t assume you are in the clear.  Lenders will typically run your credit again before closing to make sure that your financial situation hasn’t changed since pre-qualification.  You don’t want them to find new loans, especially big purchases, because these things can jeopardize your financing.  Instead wait until after closing to make big purchases.

Don’t add to what is often an already stressful process by making rookie mistakes.  Contact me to guide you through the process and avoid the common pitfalls of first-time home-buying.

One Life

by Vicki Graham, #1 Properties, Vicki@GrahamHouse.com

IS SEPTEMBER A BUYER’S MONTH?

by Vicki Graham, #1 Properties, Vicki@GrahamHouse.com

IS SEPTEMBER A BUYER’S MONTH? 

With summer ending, the fervor of home buying is dying down, which can be a good thing for buyers.  A recent article in Daily Real Estate News noted that home buyers looking to purchase during the off-season, particularly September, could have the upper hand.

Jonathan Smoke, chief economist for realtor.com, reported that supply rises in the late summer, providing buyers with more choices.  In the third week of August, national inventory was at 1.91 million units, an increase of 21 percent since January.

“Normally inventory peaks in August and begins to slow as the nights grow longer,” Smoke says. “But this year the typical seasonal decline will start a bit later.  There will be more choices in September than any other month in 2015.”

Other incentives include less competition (in large part due to the start of the school year) and low mortgage rates.

So get out there and find that dream home!

Keep Moving

by Vicki Graham, #1 Properties, Vicki@GrahamHouse.com

5 TIPS FOR BUYING A HOME IN ANOTHER STATE

by Vicki Graham, #1 Properties, Vicki@GrahamHouse.com

5 TIPS FOR BUYING A HOME IN ANOTHER STATE

Buying a home can be a long and sometimes stressful process.  Buying a home in another state, if you are uncertain of the process, can be even more so.  However, if you know the steps, you can simplify the process and help alleviate, perhaps even eliminate, the stress of buying a home out of state.
Here are 5 tips to help you:

1. Know your timeline and plan accordingly.
Your Realtor can help you with your timeline but there are a few things you need to know, such as when you plan to move, when you’ll be able to make trips to view potential homes, and how much time you need to sell your current home.  Knowing these things and planning for them will save you time, money and stress later.

2. Hold off on large purchases.
If you intend to buy a new car or buy furniture for your new house, wait until after you have closed.  Big financial changes can affect your ability to obtain a mortgage.

3. Get pre-qualified for a mortgage.
Typically this can be done online and while it may not be as easy as getting a loan in your home state, lenders are generally understanding if you provide them with a reason for your move.

4. Do lots of research.
 When looking for homes in another state you are at a disadvantage since you don’t know the best neighborhoods.  However, you can obtain lots of helpful information online. The right buyer’s agent can also help you with this step.

5. Tour prospective homes online.
Fortunately, many online listings include virtual tours that show you details still pictures cannot capture.  When working with your buyer’s agent, ask to be shown listings that have virtual tours. This is particularly helpful if you are not able to travel and view homes in person.

Be Happy

by Vicki Graham, #1 Properties, Vicki@GrahamHouse.com

TREES TAKE ROOT IN THE FALL

by Vicki Graham, #1 Properties, Vicki@GrahamHouse.com

TREES TAKE ROOT IN THE FALL

Spring and summer may seem the ideal time to plant and revamp yards and landscaping, but most experts agree that fall is the prime season for planting trees.  Early spring is also an auspicious time, but can be hindered by heavy showers or early season heat waves.

Fall generally offers more moderate temperatures over a longer period of time.  Soil temperatures remain warm through early October, allowing root systems to acclimate before cold weather arrives.  Newly planted trees do best when exposed to moderate temperatures and rainfall before being exposed to either intense heat or freezing temperatures.
 

Displaying blog entries 1-10 of 19

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Contact Information

Photo of Vicki Graham, Broker Associate Real Estate
Vicki Graham, Broker Associate
#1 Properties
6106 Yellowstone Rd.
Cheyenne WY 82009
(307) 631-6884
307-773-8454